How to Get Settled in the Kingdom of Bahrain

Getting settled in a foreign country usually involves a number of administrative tasks.
In this website, we have assembled some practical information, which might be useful to you as you are planning your move to the Kingdom of Bahrain. We have put this together with the help of other colleagues, who have recently made the move from abroad and who wanted to share their knowledge in order to make your experience a successful one.
Should you require any further information, do not hesitate to contact our KPMG Bahrain & Qatar HR Manager (direct dial +973 17222301).
WELCOME ON BOARD!

Getting settled in a foreign country usually involves a number of administrative tasks.
In this website, we have assembled some practical information, which might be useful to you as you are planning your move to the Kingdom of Bahrain. We have put this together with the help of other colleagues, who have recently made the move from abroad and who wanted to share their knowledge in order to make your experience a successful one.
Should you require any further information, do not hesitate to contact our KPMG Bahrain & Qatar HR Manager (direct dial +973 17222301).
Physical Characteristics
The Kingdom of Bahrain is made up of 33 islands, with an area of 707 square kilometres, is situated in the Arabian Gulf, off the east coast of Saudi Arabia. The local time is GMT + 3 hours.
The state takes its names from the largest island Manama, which is 586.5 square kilometres. It is linked by causeways to Muharraq (international airport), Sitra ((industrial area and tank-farm) and Saudi Arabia. There are numerous other tiny islands but they are mainly uninhabited and are best known for the variety of migrating birds which pass through in spring and autumn.
Arabic is the official language, although English is widely understood and it’s used by most businesses.
Islam is the religion of Bahrain and is practiced by a large majority. Places of worship of other faiths exists on the island.
The climate is hot in summer and mild in winter. From November to April is very pleasant, with temperatures from 15 to 24 degrees centigrade. Temperatures are coolest between December and March when northerly winds prevail. From July to September temperatures average 36 degrees centigrade with high humidity.
The annual average rainfall is approximately 77 millimetres.
The Arabian Gulf has an average depth of only 35 meters and most of it is in the vicinity of Bahrain is much shallower than this.
Government
H.H. The Amir, Shaikh Hamad Bin Isa Al Khalifa, came to power on the 6th of March 1999, following the death of the late Amir. His Highness the Amir Shaikh Hamad Bin Isa Al Khalifa has continued in steering the country towards prosperity, glory and success. Evidence of the achievement are found in every sector of the economy and is a source of pride and inspiration.
The country is widely respected by the International community for its progressive policies and programs, thanks to the judious leadership of His Highness and his wise government, led by His Highness Shaikh Khalifa Bin Sulman Al Khalifa, the Prime Minister and the continuous support of His Highness Shaikh Shaikh Sulman Bin Hamad Al Khalifa, the Crown Prince and Commander-in-Chief of the Bahrain Defense Force.
Apart from providing a stable government, it has been an active policy to encourage foreign investment and support private enterprise.
Bahrain has an independent legal and judicial system with a framework of commercial laws and, on this strength and its well developed infrastructure, has become an international and GCC arbitration center.
Geography
Bahrain, an archipelago of 33 islands, with a total land area in excess of 700 sq. kms. Its name is derived from two Arabic words ‘thnain Bahr’ meaning ‘two seas’ and refers to the phenomenon of sweet water springs under the sea which mingle with the salty water. This phenomenon is believed to be responsible for the unusual luster of Bahrain’s natural pearls, the country’s main economy before the advent of oil.
In addition, the land was once blessed with a remarkable number of natural springs which irrigated the fertile north and western belts for centuries. The central area is now low lying and barren limestone rock covered with saline sand, which supports only hardiest desert vegetation. The highest point of Bahrain is the Jebel Dukhan, 134 meters above the sea level. The majority of Bahrain’s oil wells are in this area.
The country offers a fascinating blend of eastern and western cultures as high rise buildings such as the Bahrain Financial Harbour, World Trade Centre Towers, etc vie for space with more traditional dwellings and ancient traditions and historical sites mix with modern developments and cosmopolitan living.
Bahrain’s population of around 600,000 consists of a significant percentage of expatriates from all over the world. Locals and expatriates live together and interact in a bond of fraternity and brotherhood. Such charms, along with an excellent network of hotels, apartments and restaurants, attract an increasing number of regional and international tourists.
History

Bahrain is rich in history and ancient civilisations have only recently been discovered by international archaeologists. Its believed that for tens of thousands of years, nomads travelled over Bahrain’s desert and primitive flint tools found, testify to this history.
Recent finds have provided evidence that Bahrain was indeed the site of the lost civilisation of Dilmun dating from the third millenenium BC, often refered to as the land fabled Garden of Eden and described as ‘paradise’ in the Epic of Gilgamesh.
The land is repeatedly mentioned in Sumerian, Babylonian and Assyrian inscriptions as an important seaport between Mesopotamia and the Indus Valley, due to the perennial abundance of sweet water. By 600BC, Bahrain was absorbed into the new Babylonian Empire and once again flourished as a prosperous entreaty. In 323BC, two of ‘Alexander the Great’ ships arrived and new trade routes opened, resulting in such a strong Greek influence that Dilman was renamed Tylos.
Bahrain was also the site of the prehistoric cemetery in the world. At one stage an estimated 170,000 burial mounds covered the central and western areas. Archaeological finds of those that have been uncovered, reveal evidence of two distinct civilisations the Dilmun and Tylos – two thousand years apart, dating from the third and first millennia.
Commercial Hours
The working week, number of hours worked and timing vary considerably. Here are the main commercial hours:
Government offices: 07.00 - 14.15 Saturday to Wednesday
Commercial organizations: Hours vary but 08.00 -15.30 or 08.00 -13.00 and 15.00 – 17.30 are common. Five day weeks are becoming favoured though many establishments still work Saturday to Thursday.
Shops and supermarkets: Many open 08.30-12.30, 15.30-23.00 six days a week. Markets and shops open Friday mornings (times vary)
Commercial Banks: 07.30-12.00 Saturday to Wednesday, and for many branches, 15.30-17.30 on the same afternoons, 07.30-11.00 Thursdays.
HSBC open their Adliya branch from 07.30 to 19.30 seven days a week.
During the holy month of Ramadhan, which precedes Eid-Al-Fitr, when Muslims fast during the daylight hours business life slows measurably and Muslim employees are allowed shorter working hours than normal.
Residence Permits
In order to receive a residency permit for foreigners, you must submit your documentation to our Public Relations Officer (PRO) within four weeks from arriving Bahrain, the following documentation:
Application form
Original passport
One photograph (with a white background)
Copy of the work permit
Registration of the home lease agreement in the Ministry of Electricity (if the bills are paid by you)
Municipality certificate (if electricity and water bills are paid by your landlord)
Latest electricity bill, letter and CPR card from a friend or relative if you decide to reside with them
Completion of medical examination report
The above submission will enable the issuance of the residency permit and a CPR (Temporary population ID card).
If your family is joining you then the PRO will only submit documentation to the Immigration Authorities after your residency permit has been processed.
The CPR card is the most frequently required identification and you need to produce it for any transactions, guarantees, medical centres, hospitals etc. You need to ensure that you carry your CPR card with you at all times.
Work Permits
All non-Bahraini/GCC nationals require a valid work permit to work in the Kingdom of Bahrain.
The PRO will apply for the work permits through the Bahrain Immigration Directorate by submitting an application form and clear copies of your passport.
Once this has been obtained, the PRO will then apply for the No Objection Certificate (NOC). This process can take between two-three weeks.
Please be aware, that any misuse of work permits can result in legal persecution and punishment. Check with your international assignment coordinator, if you are in doubt.
Taxation
Bahrain is a tax-free country and you will not be required to pay any taxes to the Government.
Social Security
The PRO will take care of your registration with the Social Security Department by submitting the following documents:
a) Application form signed by employer and employee
b) Copy of passport (details, entry stamp and residency permit pages)
c) Copy of the CPR card
Once you are registered at the Department of Social Security, the firm pays an amount of 3% of the basic salary to the Department of Social Security. No deductions are made from the employee’s salary.
Housing
Currently numerous apartments are available for rent because of continuous construction of buildings on the Island of Manama. There are a limited number of 1 bedroom apartments available.
Ways to find real estate information:
Contact all the estate agents who are attached to your ‘Welcome’ letter as these have been recommended by previous employees.
Via your HR department, where some agencies regularly send faxes with their most recent opportunities.
Advertisements in the national newspapers under the Classifieds Section.
‘Word of mouth’ in the office, your colleagues may be able to assist you.
We advise you to make an appointment 2 to 3 days in advance so that the agency can plan a visit programme according to your needs and wishes.
In order to establish a rental contract, you will need to pay an advance of three months rent to the landlord. The firm can assist you with an advance for this purpose as a one time financial assistance. Please speak to your HR Manager who will guide you accordingly.
Most rental contracts have the Diplomatic Clause included in them to ensure that you have the right to vacate the premises with one month’s notice period. Landlords are not permitted to increase rents during the duration of the contract and only 10% increase on the renewal is permitted. You will need to negotiate with the landlord to ensure that the municipality taxes of 10% of the monthly rental and the utility bills are included in your rent.
Accommodation is mostly available on fully furnished basis so you would not need to purchase any household furniture however should you decide to rent a semi-furnished apartment then your landlord will provide you with ACs, carpets, cooker, refrigerator and television. Furnishing a 2 bedroomed apartment would cost between 1,500 – BD 1,800 including appliances (TV, video, washing machine etc)
Transportation
Owning a car is more or less a necessity in Bahrain. All reputed international makers are available. The Japanese cars being the most widely used. Typical prices of Japanese cars are:
1.3 to 1.6 L............1.8 to 2.2 L
New BD 4,000 – BD 5,500 .......... BD 5,500 to BD 7,000
Secondhand
2 years BD 2,200 – BD 2,500 BD 2,200 – BD 2,500
4 years BD 1,900 – BD 2,300 BD 2,200 – BD 2,500
Petrol is fairly cheap (BD 0.100 fils per litre). Car maintenance would be between BD 20-40 per month depending on the age of the car.
Driving licence
Except UK and US licenses, no other license is valid and it is necessary to either sit a driving test (based on another nation’s license) or take instruction before sitting a test.
Money & Currency
The Bahraini Dinar is linked with the US dollar at US$ 1 = BD 0.375 and is divided into 1000 fils. Notes are available in the following denominations; 500 files (coins and notes), one dinar (red), five dinars (blue), ten dinars (green) and twenty dinars (peach). Coins come in the units of 10, 25, 50, 100 and 500 files. Money can be changed easily at any commercial bank or at one of the money changers found in the Souq, Shopping Malls and main commercial districts. There are no restrictions on the import and export of currency.
Credit Cards & Travellers’ Cheques
Both forms of payments are widely accepted in hotels and most business establishments, although some smaller shops may prefer to deal in cash. Though Bahrain has a very low crime rate, it is still important to note separately the serial numbers of your cheques or credit cards and the telephone numbers to call in case of loss. The following numbers should be useful in case your card/cheque is lost or stolen.
Bahrain Monetary Agency
Credit Cards ............. Telephone Nos
American Express ......... 17 228822
Diners Club ......... 17 530188
Master card ......... 17 207485
Visa ......... 17 207485
Banks
Bahrain is the financial services center of the Middle East. Utilizing sophisticated worldwide communications, its serves both a regional and international clientele and provides a complete range of financial and banking services including well-developed offshore facilities.
Bank Name................... Telephone No.
Ahli United ................17 210362
Bank of Bahrain And Kuwait..17 223388
Citibank ...................17 223344
HSBC ...................... 17 224555
Standard Chartered Bank ... 17 223636
National Bank of Bahrain .. 17 228800
Telephones
The telephone service is commendable and a connection is usually given within 3 days of applying for a telephone. Quarterly rent for a landline is BD 1.160. Direct dialling facilities to major cities worldwide are available and rates are cheaper than most countries. Mobile phone are extremely popular and ‘pay as you talk’ cards (called SIMSIM are widely available). To place an order for a new landline – the following documents have to be presented to Batelco:
1. Clear copy of the CPR (Residential Customers)
2. Lease contract for hired location
3. Guarantee letter from sponsors or BD100 deposit

Batelco
P O Box 14, Manama
Tel: 17885555
Public Phones
Public phones are usually both coin and card operated. Pre-paid cards for various amounts can be obtained from the local cold stores, post offices or news stands.
Cable TV
Cable TV is already installed in most apartments. The cost may be included in the monthly rent charges. Check with your landlord.
In case the cable TV is not installed, Satlink or Orbit will install the service for you within a week to a month (see “Useful Addresses”).
Social Activities
There are a wide variety of social clubs and sports facilities available in Bahrain. For sea sports enthusiasts, water skiing, sailing, diving, boating, and scuba diving facilities are available. Also there are several cinema complexes showing Western, Hindi and Arabic films.
There are no restrictions on the consumption of alcohol and tobacco. Several clubs offer membership at between BD 100 – 200 per annum for family membership.
Eating out is relatively cheap, ranging from BD 7 for a quick Chinese meal for 2 to BD30 for an evening (with wine) for 2 at one of the better restaurants. A quick Indian meal/snack would cost BD 1-2 per person.
Information
The Bahrain Tourist information can be obtained from visiting the local Tourist office in Bab-Al-Bahrain, hotel concierge or logging into the website (http://www.bahraintourism.com)
Public Transportation
Public taxis are widely available and drivers speak English. Metered taxis are available through Bahrain Limos and Speedy Taxis who can be pre-booked.
Sports
Bahrain has a number of sports activities range from a top of the class Golf Club at Riffa, car racing circuit at the Bahrain Circuit in Sakhir, fishing due to the shallow seas and water sports through various hotels and leisure clubs are a variety of choices for any sports enthusiast to try their skills out. During the cooler months between January to March, camping in the desert is most popular and a number of events organizers put up tents during holidays and weekends with activities to keep you occupied.
Tennis
Bahrain Tennis Club
P.O. Box 5867
Tel. . . . . . . . 17729561
Fax. . . . . . . . 17729374
Sailing
Bahrain Yacht Club
P.O. Box 5390
Tel. . . . . . . . 17700677
Fax. . . . . . . . 17701797
Bahrain Sailing Club
P.O. Box 11622
Tel. . . . . . . . 17836078
Fax. . . . . . . . 17836079
Rugby
Bahrain Rugby Club
P.O. Box 26203
Tel. . . . . . . . 17697670
Schools
There are various schools on the island following different curricula-USA, UK, Indian etc. The Indian school, which is recognized by the Central Board of Secondary Education, charges about BD 25 per month for the junior classes and BD 30-50 per month for the senior classes. Fees at the Sacred Heart School, which follows the London University Examination Board curriculum, are BD 250 (plus BD 60 for transportation) for the junior classes and BD 300 (plus BD 60) for the senior classes/year.
School Name...............Telephone No...........Website
Bahrain (American).....17727828..... www.bahr-ehs.eu.odedodea.edu
Nadeen Int’l (British)..17728886...... www.bsme.org.uk/Bahrain/nadeen.htm
British School ....... 17710878 ....... www.bsme.org.uk/Bahrain/british.htm
St. Christopher’s(British)...17788108... www.bsme.org.uk/Bahrain/stchris.htm
The New Indian (Indian).....17622350 ... www.newindianschool.com
Indian School Bahrain .....17684166 ... http://isba.virtualave.net/index.html
Medical Care
There are 6 hospitals on the island and medical facilities are free except of BD 3 as an entry charge in the Government hospital, which is comparable to a western public hospital. Services of private doctors and dentists are also available. In addition to this, private medical services are available at the government hospital at around BD 10 per visit. The firm provides a medical insurance with a BD10 excess for the first consultation.
Hospital & Clinics
Ambulance Emergency ...........999
American Mission Hospital .....17 253447
Saar Medical & Dental Clinic ..17 790025
Awali Hospital ................17 753333
Bahrain Specialist Hospital ...17 812000
International Hospital ........17 591666
Dr Tariq's Medical Centre .....17 251717
Gulf Dental Hospital ..........17 741444
Ibn Al-Nafees Hospital ........17 828282
Salmaniya Hospital ............17 255555
USEFUL ADDRESSES
Moving:
Gulf Agency Co. (Bahrain) w.l.l.
P.O.Box-412, Manama, Kingdom Of Bahrain
Phone : 00973-17-814500 / Fax :00973-17-827928
Al Mulla Cargo W.l.l.
P O Box 1644, Manama, Kingdom of Bahrain
Phone: 00 973 292924 / Fax 00 973 17291582
Insurance
Gulf Union Insurance & Reinsurance Co. BSC
P O Box 10949
Manama 356, Kingdom of Bahrain
Phone : 00 973-17255292/ Fax : 00 973 17255090
Norwich Union Insurance (Gulf) BSC
P O Box 45, Manama, Kingdom of Bahrain
Phone : 00 973 17588222/Fax : 00 973 17583050
Real Estate Agencies
Century 21 Bahrain Properties
P O Box 424, Manama, Kingdom of Bahrain
Phone: 00 973 17212000/Fax: 00 973 17228440
Remax Bahrain w.l.l.
P O Box 30277, Juffair, Kingdom of Bahrain
Phone: 00 973 17813666/Fax: 00 973 17813600
Travel Agents
Dadabhai Travel
P O Box 387, Manama, Kingdom of Bahrain
Phone: 00 973 17227676/Fax: 17210191
24 hour chemists
Jaffar Pharmacy. Phone: +973 17 291039
Nasser Pharmacy. Phone: +973 17 740900
Al Attar Pharmacy. Phone: +973 17 717231
Awal Pharmacy. Phone: +973 17 772023
Car Hire
Oscar Rent A Car
P.O. Box 11881
Tel. . . . . . . 17742742
Fax. . . . . . . 17742121
Ramada Car Hiring - Buying & Selling
P.O. Box 2452
Tel. . . . . . . . 17251637
Fax. . . . . . . . 17276887
Oscar Rent A Car
P.O. Box 11881
Tel. . . . . . . . . 17742742
Fax. . . . . . . . . 17742121
General Information for Foreigners
The Bahrain Directory is now available on the website: www.theBahrain.com
Electricity and water
The monthly electricity bill for a 2 bedroom flat ranges from BD 5 in winter to BD 25 in summer, when air conditioners run practically continuously. Voltage is 240 AC and plugs are British type
Your landlord and your estate agent will guide you on the process for registration for the Electricity and Water.
Cooking Gas
It is very cheap and immediate home delivery is available. Several companies of the island supply cooking gas. A cylinder containing 50lbs costs BD 2 plus a refundable deposit.
Important Phone Numbers
Ambulance/Fire/Police ..... 999
Traffic and Accidents ..... 17688888
Electricity ............... 17241111
Water ..................... 17727500
Drainage .................. 17783711
Flight Information ........ 17339339
Telephone directory enquiries ......181
Directory Services (Mobile).........188
International call enquiries........191
The Kingdom of Bahrain is made up of 33 islands, with an area of 707 square kilometres, is situated in the Arabian Gulf, off the east coast of Saudi Arabia. The local time is GMT + 3 hours.
The state takes its names from the largest island Manama, which is 586.5 square kilometres. It is linked by causeways to Muharraq (international airport), Sitra ((industrial area and tank-farm) and Saudi Arabia. There are numerous other tiny islands but they are mainly uninhabited and are best known for the variety of migrating birds which pass through in spring and autumn.
Arabic is the official language, although English is widely understood and it’s used by most businesses.
Islam is the religion of Bahrain and is practiced by a large majority. Places of worship of other faiths exists on the island.
The climate is hot in summer and mild in winter. From November to April is very pleasant, with temperatures from 15 to 24 degrees centigrade. Temperatures are coolest between December and March when northerly winds prevail. From July to September temperatures average 36 degrees centigrade with high humidity.
The annual average rainfall is approximately 77 millimetres.
The Arabian Gulf has an average depth of only 35 meters and most of it is in the vicinity of Bahrain is much shallower than this.
Government
H.H. The Amir, Shaikh Hamad Bin Isa Al Khalifa, came to power on the 6th of March 1999, following the death of the late Amir. His Highness the Amir Shaikh Hamad Bin Isa Al Khalifa has continued in steering the country towards prosperity, glory and success. Evidence of the achievement are found in every sector of the economy and is a source of pride and inspiration.
The country is widely respected by the International community for its progressive policies and programs, thanks to the judious leadership of His Highness and his wise government, led by His Highness Shaikh Khalifa Bin Sulman Al Khalifa, the Prime Minister and the continuous support of His Highness Shaikh Shaikh Sulman Bin Hamad Al Khalifa, the Crown Prince and Commander-in-Chief of the Bahrain Defense Force.
Apart from providing a stable government, it has been an active policy to encourage foreign investment and support private enterprise.
Bahrain has an independent legal and judicial system with a framework of commercial laws and, on this strength and its well developed infrastructure, has become an international and GCC arbitration center.
Geography
Bahrain, an archipelago of 33 islands, with a total land area in excess of 700 sq. kms. Its name is derived from two Arabic words ‘thnain Bahr’ meaning ‘two seas’ and refers to the phenomenon of sweet water springs under the sea which mingle with the salty water. This phenomenon is believed to be responsible for the unusual luster of Bahrain’s natural pearls, the country’s main economy before the advent of oil.
In addition, the land was once blessed with a remarkable number of natural springs which irrigated the fertile north and western belts for centuries. The central area is now low lying and barren limestone rock covered with saline sand, which supports only hardiest desert vegetation. The highest point of Bahrain is the Jebel Dukhan, 134 meters above the sea level. The majority of Bahrain’s oil wells are in this area.
The country offers a fascinating blend of eastern and western cultures as high rise buildings such as the Bahrain Financial Harbour, World Trade Centre Towers, etc vie for space with more traditional dwellings and ancient traditions and historical sites mix with modern developments and cosmopolitan living.
Bahrain’s population of around 600,000 consists of a significant percentage of expatriates from all over the world. Locals and expatriates live together and interact in a bond of fraternity and brotherhood. Such charms, along with an excellent network of hotels, apartments and restaurants, attract an increasing number of regional and international tourists.
History

Bahrain is rich in history and ancient civilisations have only recently been discovered by international archaeologists. Its believed that for tens of thousands of years, nomads travelled over Bahrain’s desert and primitive flint tools found, testify to this history.
Recent finds have provided evidence that Bahrain was indeed the site of the lost civilisation of Dilmun dating from the third millenenium BC, often refered to as the land fabled Garden of Eden and described as ‘paradise’ in the Epic of Gilgamesh.
The land is repeatedly mentioned in Sumerian, Babylonian and Assyrian inscriptions as an important seaport between Mesopotamia and the Indus Valley, due to the perennial abundance of sweet water. By 600BC, Bahrain was absorbed into the new Babylonian Empire and once again flourished as a prosperous entreaty. In 323BC, two of ‘Alexander the Great’ ships arrived and new trade routes opened, resulting in such a strong Greek influence that Dilman was renamed Tylos.
Bahrain was also the site of the prehistoric cemetery in the world. At one stage an estimated 170,000 burial mounds covered the central and western areas. Archaeological finds of those that have been uncovered, reveal evidence of two distinct civilisations the Dilmun and Tylos – two thousand years apart, dating from the third and first millennia.
Commercial Hours
The working week, number of hours worked and timing vary considerably. Here are the main commercial hours:
HSBC open their Adliya branch from 07.30 to 19.30 seven days a week.
During the holy month of Ramadhan, which precedes Eid-Al-Fitr, when Muslims fast during the daylight hours business life slows measurably and Muslim employees are allowed shorter working hours than normal.
Residence Permits
In order to receive a residency permit for foreigners, you must submit your documentation to our Public Relations Officer (PRO) within four weeks from arriving Bahrain, the following documentation:
The above submission will enable the issuance of the residency permit and a CPR (Temporary population ID card).
If your family is joining you then the PRO will only submit documentation to the Immigration Authorities after your residency permit has been processed.
The CPR card is the most frequently required identification and you need to produce it for any transactions, guarantees, medical centres, hospitals etc. You need to ensure that you carry your CPR card with you at all times.
Work Permits
All non-Bahraini/GCC nationals require a valid work permit to work in the Kingdom of Bahrain.
The PRO will apply for the work permits through the Bahrain Immigration Directorate by submitting an application form and clear copies of your passport.
Once this has been obtained, the PRO will then apply for the No Objection Certificate (NOC). This process can take between two-three weeks.
Please be aware, that any misuse of work permits can result in legal persecution and punishment. Check with your international assignment coordinator, if you are in doubt.
Taxation
Bahrain is a tax-free country and you will not be required to pay any taxes to the Government.
Social Security
The PRO will take care of your registration with the Social Security Department by submitting the following documents:
a) Application form signed by employer and employee
b) Copy of passport (details, entry stamp and residency permit pages)
c) Copy of the CPR card
Once you are registered at the Department of Social Security, the firm pays an amount of 3% of the basic salary to the Department of Social Security. No deductions are made from the employee’s salary.
Housing
Currently numerous apartments are available for rent because of continuous construction of buildings on the Island of Manama. There are a limited number of 1 bedroom apartments available.
Ways to find real estate information:
We advise you to make an appointment 2 to 3 days in advance so that the agency can plan a visit programme according to your needs and wishes.
In order to establish a rental contract, you will need to pay an advance of three months rent to the landlord. The firm can assist you with an advance for this purpose as a one time financial assistance. Please speak to your HR Manager who will guide you accordingly.
Most rental contracts have the Diplomatic Clause included in them to ensure that you have the right to vacate the premises with one month’s notice period. Landlords are not permitted to increase rents during the duration of the contract and only 10% increase on the renewal is permitted. You will need to negotiate with the landlord to ensure that the municipality taxes of 10% of the monthly rental and the utility bills are included in your rent.
Accommodation is mostly available on fully furnished basis so you would not need to purchase any household furniture however should you decide to rent a semi-furnished apartment then your landlord will provide you with ACs, carpets, cooker, refrigerator and television. Furnishing a 2 bedroomed apartment would cost between 1,500 – BD 1,800 including appliances (TV, video, washing machine etc)
Transportation
Owning a car is more or less a necessity in Bahrain. All reputed international makers are available. The Japanese cars being the most widely used. Typical prices of Japanese cars are:
Secondhand
2 years BD 2,200 – BD 2,500 BD 2,200 – BD 2,500
4 years BD 1,900 – BD 2,300 BD 2,200 – BD 2,500
Petrol is fairly cheap (BD 0.100 fils per litre). Car maintenance would be between BD 20-40 per month depending on the age of the car.
Driving licence
Except UK and US licenses, no other license is valid and it is necessary to either sit a driving test (based on another nation’s license) or take instruction before sitting a test.
Money & Currency
The Bahraini Dinar is linked with the US dollar at US$ 1 = BD 0.375 and is divided into 1000 fils. Notes are available in the following denominations; 500 files (coins and notes), one dinar (red), five dinars (blue), ten dinars (green) and twenty dinars (peach). Coins come in the units of 10, 25, 50, 100 and 500 files. Money can be changed easily at any commercial bank or at one of the money changers found in the Souq, Shopping Malls and main commercial districts. There are no restrictions on the import and export of currency.
Credit Cards & Travellers’ Cheques
Both forms of payments are widely accepted in hotels and most business establishments, although some smaller shops may prefer to deal in cash. Though Bahrain has a very low crime rate, it is still important to note separately the serial numbers of your cheques or credit cards and the telephone numbers to call in case of loss. The following numbers should be useful in case your card/cheque is lost or stolen.
Bahrain Monetary Agency
Credit Cards ............. Telephone Nos
American Express ......... 17 228822
Diners Club ......... 17 530188
Master card ......... 17 207485
Visa ......... 17 207485
Banks
Bahrain is the financial services center of the Middle East. Utilizing sophisticated worldwide communications, its serves both a regional and international clientele and provides a complete range of financial and banking services including well-developed offshore facilities.
Bank Name................... Telephone No.
Ahli United ................17 210362
Bank of Bahrain And Kuwait..17 223388
Citibank ...................17 223344
HSBC ...................... 17 224555
Standard Chartered Bank ... 17 223636
National Bank of Bahrain .. 17 228800
Telephones
The telephone service is commendable and a connection is usually given within 3 days of applying for a telephone. Quarterly rent for a landline is BD 1.160. Direct dialling facilities to major cities worldwide are available and rates are cheaper than most countries. Mobile phone are extremely popular and ‘pay as you talk’ cards (called SIMSIM are widely available). To place an order for a new landline – the following documents have to be presented to Batelco:
1. Clear copy of the CPR (Residential Customers)
2. Lease contract for hired location
3. Guarantee letter from sponsors or BD100 deposit

Batelco
P O Box 14, Manama
Tel: 17885555
Public Phones
Public phones are usually both coin and card operated. Pre-paid cards for various amounts can be obtained from the local cold stores, post offices or news stands.
Cable TV
Cable TV is already installed in most apartments. The cost may be included in the monthly rent charges. Check with your landlord.
In case the cable TV is not installed, Satlink or Orbit will install the service for you within a week to a month (see “Useful Addresses”).
Social Activities
There are a wide variety of social clubs and sports facilities available in Bahrain. For sea sports enthusiasts, water skiing, sailing, diving, boating, and scuba diving facilities are available. Also there are several cinema complexes showing Western, Hindi and Arabic films.
There are no restrictions on the consumption of alcohol and tobacco. Several clubs offer membership at between BD 100 – 200 per annum for family membership.
Eating out is relatively cheap, ranging from BD 7 for a quick Chinese meal for 2 to BD30 for an evening (with wine) for 2 at one of the better restaurants. A quick Indian meal/snack would cost BD 1-2 per person.
Information
The Bahrain Tourist information can be obtained from visiting the local Tourist office in Bab-Al-Bahrain, hotel concierge or logging into the website (http://www.bahraintourism.com)
Public Transportation
Public taxis are widely available and drivers speak English. Metered taxis are available through Bahrain Limos and Speedy Taxis who can be pre-booked.
Sports
Bahrain has a number of sports activities range from a top of the class Golf Club at Riffa, car racing circuit at the Bahrain Circuit in Sakhir, fishing due to the shallow seas and water sports through various hotels and leisure clubs are a variety of choices for any sports enthusiast to try their skills out. During the cooler months between January to March, camping in the desert is most popular and a number of events organizers put up tents during holidays and weekends with activities to keep you occupied.
Tennis
Bahrain Tennis Club
P.O. Box 5867
Tel. . . . . . . . 17729561
Fax. . . . . . . . 17729374
Sailing
Bahrain Yacht Club
P.O. Box 5390
Tel. . . . . . . . 17700677
Fax. . . . . . . . 17701797
Bahrain Sailing Club
P.O. Box 11622
Tel. . . . . . . . 17836078
Fax. . . . . . . . 17836079
Rugby
Bahrain Rugby Club
P.O. Box 26203
Tel. . . . . . . . 17697670
Schools
There are various schools on the island following different curricula-USA, UK, Indian etc. The Indian school, which is recognized by the Central Board of Secondary Education, charges about BD 25 per month for the junior classes and BD 30-50 per month for the senior classes. Fees at the Sacred Heart School, which follows the London University Examination Board curriculum, are BD 250 (plus BD 60 for transportation) for the junior classes and BD 300 (plus BD 60) for the senior classes/year.
School Name...............Telephone No...........Website
Bahrain (American).....17727828..... www.bahr-ehs.eu.odedodea.edu
Nadeen Int’l (British)..17728886...... www.bsme.org.uk/Bahrain/nadeen.htm
British School ....... 17710878 ....... www.bsme.org.uk/Bahrain/british.htm
St. Christopher’s(British)...17788108... www.bsme.org.uk/Bahrain/stchris.htm
The New Indian (Indian).....17622350 ... www.newindianschool.com
Indian School Bahrain .....17684166 ... http://isba.virtualave.net/index.html
Medical Care
There are 6 hospitals on the island and medical facilities are free except of BD 3 as an entry charge in the Government hospital, which is comparable to a western public hospital. Services of private doctors and dentists are also available. In addition to this, private medical services are available at the government hospital at around BD 10 per visit. The firm provides a medical insurance with a BD10 excess for the first consultation.
Hospital & Clinics
Ambulance Emergency ...........999
American Mission Hospital .....17 253447
Saar Medical & Dental Clinic ..17 790025
Awali Hospital ................17 753333
Bahrain Specialist Hospital ...17 812000
International Hospital ........17 591666
Dr Tariq's Medical Centre .....17 251717
Gulf Dental Hospital ..........17 741444
Ibn Al-Nafees Hospital ........17 828282
Salmaniya Hospital ............17 255555
USEFUL ADDRESSES
Moving:
Gulf Agency Co. (Bahrain) w.l.l.
P.O.Box-412, Manama, Kingdom Of Bahrain
Phone : 00973-17-814500 / Fax :00973-17-827928
Al Mulla Cargo W.l.l.
P O Box 1644, Manama, Kingdom of Bahrain
Phone: 00 973 292924 / Fax 00 973 17291582
Insurance
Gulf Union Insurance & Reinsurance Co. BSC
P O Box 10949
Manama 356, Kingdom of Bahrain
Phone : 00 973-17255292/ Fax : 00 973 17255090
Norwich Union Insurance (Gulf) BSC
P O Box 45, Manama, Kingdom of Bahrain
Phone : 00 973 17588222/Fax : 00 973 17583050
Real Estate Agencies
Century 21 Bahrain Properties
P O Box 424, Manama, Kingdom of Bahrain
Phone: 00 973 17212000/Fax: 00 973 17228440
Remax Bahrain w.l.l.
P O Box 30277, Juffair, Kingdom of Bahrain
Phone: 00 973 17813666/Fax: 00 973 17813600
Travel Agents
Dadabhai Travel
P O Box 387, Manama, Kingdom of Bahrain
Phone: 00 973 17227676/Fax: 17210191
24 hour chemists
Jaffar Pharmacy. Phone: +973 17 291039
Nasser Pharmacy. Phone: +973 17 740900
Al Attar Pharmacy. Phone: +973 17 717231
Awal Pharmacy. Phone: +973 17 772023
Car Hire
Oscar Rent A Car
P.O. Box 11881
Tel. . . . . . . 17742742
Fax. . . . . . . 17742121
Ramada Car Hiring - Buying & Selling
P.O. Box 2452
Tel. . . . . . . . 17251637
Fax. . . . . . . . 17276887
Oscar Rent A Car
P.O. Box 11881
Tel. . . . . . . . . 17742742
Fax. . . . . . . . . 17742121
General Information for Foreigners
The Bahrain Directory is now available on the website: www.theBahrain.com
Electricity and water
The monthly electricity bill for a 2 bedroom flat ranges from BD 5 in winter to BD 25 in summer, when air conditioners run practically continuously. Voltage is 240 AC and plugs are British type
Your landlord and your estate agent will guide you on the process for registration for the Electricity and Water.
Cooking Gas
It is very cheap and immediate home delivery is available. Several companies of the island supply cooking gas. A cylinder containing 50lbs costs BD 2 plus a refundable deposit.
Important Phone Numbers
Ambulance/Fire/Police ..... 999
Traffic and Accidents ..... 17688888
Electricity ............... 17241111
Water ..................... 17727500
Drainage .................. 17783711
Flight Information ........ 17339339
Telephone directory enquiries ......181
Directory Services (Mobile).........188
International call enquiries........191
© 2008 KPMG Fakhro, a Bahrain partnership and a member firm of the KPMG network of independent member firms affiliated with KPMG International, a Swiss cooperative. All rights reserved.